FHA Loans

A federal institute was created in 1934 to provide a reliable mortgage insurance system, and that is the Federal Housing Administration. Now families who would’ve otherwise been excluded from the housing market could finally buy their dream home. FHA does not give out loans. It is the loan’s insurance; if a homeowner defaults on the loan, the lender will be paid from that fund.

• With as little as 3.5% down, you can buy a house and stop renting!
• First-time homebuyers can benefit from our down payment assistance program.
• If you want to buy a house but you don’t qualify for a conventional loan, we can help. We’ve got plans that will ensure you still get the perfect home.

For those who want to take the steps toward owning a home, but can’t afford the down payment and closing costs for an FHA loan. Down payment assistance programs are available as a way of offsetting some of these costs.