Down Payment Assistance Program (DPA)

Down payment assistance is typically available to first-time home buyers, but some programs are available to people who need to buy a different home and haven’t owned a home in 3 years.

Every down payment assistance program has different criteria when it comes to eligibility. For example, where you live will determine which programs are available, and if your property is in a so-called “target area,” you could qualify for more money and easier qualification requirements. Your lender would be able to help you determine if your property meets all the requirements.